Career In FinTech Financial Technology

FINTECH  Career In FinTech   Financial Technology

1. Definition:

FinTech is a widely used term for 'Financial Technology'.
They’re businesses that aim at providing financial services by making use of the software and modern technology.
 FinTech is the new applications, processes, products, or business models in the financial services industry, composed of one or more complementary financial services and provided as an end-to-end process via the Internet. 
Nowadays the millennials and even the upcoming generations, prefer quick and easy banking services rather than going through the entire tedious process of going to the bank and going through the lengthy procedures.
This is where Fintech companies have a competing advantage over banks because they acknowledge the innovation required in the services and that’s the fact that financial services of all kinds including money transfer, lending, investing, payments, need to seamlessly integrate in the lives of the tech-savvy and sophisticated customers of today to stay relevant in a world where business become increasingly digitalized
It is an emerging industry wherein The use of smartphones for mobile banking, investing services[3] and cryptocurrency are some of the examples of technologies aiming to make financial services more accessible to the general public.
over the last five years, it has seen tremendous development, moving beyond the banking sector and  has expanded to insurance and asset management companies too.
In a developing nation like India that encourages innovation, FinTech startups have a great potential for expansive growth. Start-up companies are paving the way and creating initiatives towards digitizing India.
the Indian Government has not only kept pace but has also created an initiative called ‘Startup India‘ and ha provided a dedicated fund of USD 1.5 billion to support upcoming and innovative Indian startups.
An example is UPI, Unified Payment Interface, which is a system set up by the Government of India. UPI channels multiple banks accounts into a single mobile interface in an attempt to unify the citizens towards the ‘cashless India’ motive. 
FinTech has tremendous growth potential in India, due to the country’s inclusive economy, broad consumer expectations, and developmental scope.
2. Fintech job opportunities at:
Financial Institutions
Advisory-innovation catalysts
Educational institutions
Accelerator programs
Product manager
Data specialists
Business development
Developer/ UI expert
Blockchain technology

3. Education and qualifications required:

Opportunities in the fitnech domain varies from engineering to operations to marketing and hence an array of courses and degrees can come in handy for getting into this industry.
For engineering discipline, a basic B.Tech, BCA or MCA degree is required.
For operations and marketing a minimum Graduation degree is required when doesn’t necessarily need to be in a technical discipline.
For work in the development area, an atleast entry-level experience with programming languages such as JAVA, C++, C# or Python is important.
Business analysts require soft skills.
An MBA degree is usually recommended.

4. Top 10 Fintech companies in India:
Capital Float
Aye Finance
Neo Growth Credit

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